Terms of Service

Last Updated: November 26, 2025

1. Introduction & Acceptance

Welcome to AU Business Loan Compare ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website and services.

By accessing or using our website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must strictly cease using our website immediately.

These Terms are governed by the laws of New South Wales, Australia. You irrevocably submit to the exclusive jurisdiction of the courts in that State.

2. Nature of Our Service

AU Business Loan Compare is a referral and information service. We are not a lender, credit provider, or financial adviser.

  • We do not provide credit or make credit decisions.
  • We connect Australian businesses with third-party lenders and brokers.
  • We do not guarantee that you will be approved for a loan or that you will be offered the most favorable terms.
GENERAL ADVICE WARNING:
The information provided on this website is general in nature and does not constitute personal financial advice. It does not take into account your specific business objectives, financial situation, or needs. Before acting on any information, you should consider its appropriateness to your circumstances and seek independent legal and financial advice.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age.
  • Represent a valid Australian business entity with an active ABN (Australian Business Number) or ACN (Australian Company Number).
  • Provide accurate, current, and complete information during the application process.

4. Privacy & Data Collection

We take your privacy seriously and comply with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

By submitting your details on our website, you expressly consent to:

  • Us collecting your personal and business information.
  • Us disclosing this information to third-party lenders, brokers, or financial partners for the purpose of obtaining loan quotes.
  • Receiving electronic communications (email/SMS) from us and our partners regarding your application.

You may opt-out of marketing communications at any time, but this may affect our ability to process your enquiry.

5. Disclosure of Fees & Commissions

Our service is free for you to use. However, you should be aware that:

We may receive a referral fee or commission from lenders or brokers if you successfully obtain a loan through our introduction. This fee is paid by the lender and does not necessarily increase the cost of your loan, but it allows us to operate this service free of charge to Australian businesses.

6. Limitation of Liability

Nothing in these Terms excludes, restricts, or modifies any guarantee, right, or remedy that under the Australian Consumer Law (ACL) cannot be excluded, restricted, or modified.

To the fullest extent permitted by law:

  • We are not liable for any direct, indirect, incidental, or consequential loss arising from your use of this website or reliance on any information provided.
  • We are not party to any contract you enter into with a lender. Any dispute regarding a loan product is strictly between you and the lender.
  • We make no warranties regarding the accuracy or completeness of third-party content or lender offers.

7. Third-Party Websites

Our website may contain links to external websites operated by lenders or other third parties. We do not control these sites and are not responsible for their content, privacy policies, or practices. Accessing these links is at your own risk.

8. Contact Us

If you have any questions regarding these Terms or our services, please contact us at:

Email: support@aubusinessloancompare.com.au
Address: Level 1, 100 Example Street, Sydney NSW 2000